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Working Capital Financing


The National Bank provides short-term loans to replenish working capital at the expense of the Bank's own funds and foreign credit lines attracted by the Bank to finance the purchase of raw materials, components and other acquisitions related to the continuous activities of organizations.

Credit term: up to 18 months, depending on the type of activity and financing

Sum: Based on the calculation of the project payback             

Interest rate:

  • At the expense of the bank's own funds in national currency

  • For production activities: 23%

  • For retail: 23%

  • At the expense of the bank's own funds in foreign currency: up to 7.99%

  • In foreign currency at the expense of foreign credit lines: individually for each project up to 8%

Credit line

Offered under the master loan agreement of the established Credit Line for working capital replenishment.

This type of financing makes it possible, within the framework of a credit line, to repeatedly use the funds that are currently needed to replenish working capital. In this case, the amount of collateral must be at least 125% of the amount of the established line.

The term of the general agreement is up to 5 years, while, within the line, the term of each loan should not exceed 18 months.

Latest site update date: 09/29/2022 11:54:39 pm

License of the Central Bank of the Republic of Uzbekistan No. 22 dated Dec. 25, 2022
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