Board of the Bank

Alisher Kudratullaevich Mirsoatov

Chairman of Board

Visit time: from 9:00 a.m. till 11:00 a.m. on Fridays

78 147-56-56

Manages and controls the activities of the following departments:

  • deals with all issues related to the Bank's business, except for those referred to the Bank's Charter to the competence of the Cabinet of Ministers of the Republic of Uzbekistan, the Council and the Board of the Bank;

  • disposes of the Bank's property, except for immovable property, in accordance with the procedure established by the Council of the Bank;

  • enters into contracts, agreements, including employment ones;

  • issues powers of attorney;

  • exercises the right to dispose of funds, including for charitable donations, sets limits on travel, representation and other expenses;

  • approves the staffing list of the Bank, its branches and representative offices;

  • independently determines the payment procedure and amount of remuneration and other incomes of employees of the Bank;

  • approves regulations on bonuses for employees, on subdivisions, job descriptions for employees of the Bank;

  • issues orders and regulations binding on all employees of the Bank;

  • approves methodological and instructional draft documents of the Bank that do not require coordination and approval in the Central Bank of the Republic;

  • deals with other issues of the Bank.

He also manages and controls the activities of the following departments and employees:

  • Department of Information and Banking Security;

  • Risk Management Department;

  • Risk Compliance Division;

  • Department for Foreign Economic Activity;

  • Bank and Financial Academy.

Place of Job, Title: Chairman of Board

Year of Birth: 1974

Place of Birth: Tashkent

Education:

1996 – Graduated from the Tashkent State Technical University.

2003 – Graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan

2004 – Graduated from the Maastricht School of Management (Netherlands)

2021 – Graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan

Profession:

Economic and Management in Mechanic Engineering
Master in Business Administration – MBA
Master in Business Administration – MBA
Doctor of philosophy in economical sciences - PhD

State award: 2019 - awarded the order of «Mehnat shukhrati»

Work experience in the banking sector: 26 years

In the current position: since Nov. 30, 2017

Contacts:

AMirsoatov@nbu.uz
DAlmuratov@nbu.uz

Sardorbеk Anarbеkovich Usmanbеkov

First Deputy Chairman of the Board

Visit time: from 3:00 p.m. till 5:00p.m. on Tuesdays

78 148-00-85

Manages and controls the activities of the following departments:

  • Accounting ana Report Department;

  • Project Finance Center;

  • Credit Department;

  • HR Department;

  • Bank Processes Management Department;

  • Interbank Settlement Center.

Place of Job, Title: First Deputy Chairman of the Board

Year of Birth: 1979

Place of Birth: Tashkent

Education:

Bachelor, graduated from Tashkent Financial Institute in 2000.
Master, graduated from Tashkent Financial Institute in 2010.

Profession: Finance and credit

Work experience in the banking sector: 20 years

In the current position: since March 15, 2023

Bakhodir Amiralievich Jalilov

Deputy Chairman of the Board

Visit time: from 9:00 a.m. till 11:00 a.m. on Wednesdays

78 147-77-01

Manages and controls the activities of the following departments:

  • Managing director of the retail block;

  • Department of retail business;

  • Mortgage Landing Department;

  • Executive Office of National Bank;

  • Department of Financing State Programs;

  • Department of Information Technology;

  • Press service;

  • First department;

Place of Job, Title: Deputy Chairman of the Board

Year of Birth: 1977

Place of Birth: Surkhandarya Region

Education:

Bachelor, graduated from Termez State University in 2003. Master, graduated from the Banking and Finance Academy of the Republic of Uzbekistan in 2006.

Profession: Finance

Work experience in the banking sector: 23 years

In the current position: since Aug. 23, 2017

Contacts: URadjabov@nbu.uz

Azamat Karimbaevich Kurambaev

Deputy Chairman of the Board

Visit time: from 9:00 a.m. till 11:00 a.m. on Mondays

78 147-15-75

Manages and controls the activities of the following departments:

  • Legal Department;

  • Internal control Department;

  • Distressed Assets Monitoring Department;

  • Loans Monitoring and Early Collection Department;

  • Problem Project Support Department;

  • Department of Business Administration;

  • Gallery of Fine Arts of Uzbekistan;

  • Directorate for the operation of the historical complex "Nurullaboy";

  • Legal entities with the participation of the Bank.

Place of Job, Title: Deputy Chairman of the Board

Year of Birth: 1976

Place of Birth: Tashauz city

Education: Higer, graduated from Tashkent Financial Institute in 1998.

Profession: Finance and Credit

Work experience in the banking sector: 26 years

In the current position: since March 9, 2018

Contacts: KNosirjonov@nbu.uz

Azizbek Shavkatovich Khodjaev

Deputy Chairman of the Board, Chairman of JSC "NBU INVEST GROUP

Visit time: from 9:00 a.m. till 11:00 a.m. on Thursdays

78 150-70-94

Manages and controls the activities of the following departments:

  • JSC "NBU Invest Group";

  • LLC “NBU Samarkand Invest”;

  • LLC “NBU Gazgan Invest”.

Place of Job, Title: Deputy Chairman of the Board

Year of Birth: 1978

Place of Birth: Kashkadarya region

Education:

Bachelor, 2001 - graduated from the Tashkent State Institute of Oriental Studies Master, 2013 - graduated from the Higher School of Business under the Cabinet of Ministers of the Republic of Uzbekistan

Profession: Business Management

Work experience in the banking sector: 15 years

In the current position: September 24, 2020

Contacts: RShukurov@nbu.uz

Rikhsiev Bohodir Tolaganovich

Managing Director of the Transformation Office - Deputy Chairman of the Board

Visit time: from 15:00 p.m. till 17:00 p.m. on Fridays

78 150-74-67

Manages and controls the activities of the following departments:

  • Transformatsion ofis;

  • Department for corporate relations and investments;

  • Second department.

Place of Job, Title: Managing Director of the Transformation Office - Deputy Chairman of the Board

Year of Birth: 1986

Place of Birth: Tashkent region

Education:

Bachelor's degree, 2008 - graduated from Tashkent Financial Institute. Master's degree, 2020 - graduated from the Academy of Public Administration under the President of the Republic of Uzbekistan.

Profession: Finance

Work experience in the banking sector: 15 years

In the current position: Since October 5, 2023

Bakhtiyor Kobilovich Mirdovidov

Deputy Chairman of the Board

Does not accept

78 150-74-67

Manages and controls the activities of the following departments:

  • Department of network development and service of the bank;

  • Small and Medium – sized enterprises Department;

  • Department of the Treasury;

  • Marketing Services Center.

Place of Job, Title: Deputy Chairman of the Board

Year of Birth: 1985

Place of Birth: Tashkent

Education:

Tashkent State University of Economics in 2012;
Tashkent State University of Economics in 2014.

Profession: Economics

Work experience in the banking sector: 15 years in the NBU system

In the current position: since July 9, 2024

Fazliddin Nosirovich Qodirov

Director of Department of Accounting and Financial Management- Сhief accountant

Does not accept

78 147-15-11

Nodirbеk Ravshanbеkovich Daminov

Director of Department of Corporate Relations and Investments

Does not accept

Missing

Zokir Botirovich Kalonov

Director of the Department of Debt Collection

Does not accept

Missing

Anna Svyatoslavovna Solovyova

Director of Interbank Payments Center

Does not accept

Missing

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7.1. Plastic card of legal entity and individual entrepreneur (corporate card) in national currency

7.1.1 Issue of 3-year main/ additional card

80,000 UZS, including VAT

7.1.2 Extension of the validity of main/ additional card

80,000 UZS, including VAT

7.1.3 Reissue of main/ additional card in case of loss/ damage

80,000 UZS, including VAT

7.1.4 Reissue of main /additional card in case of technical malfunction

no commission fee

7.1.5 Penalty for loss/damage of main/ additional card

80,000 UZS, including VAT

7.1.6 Balance replenishment on the special Uzbek Soum card account of legal entity/individual entrepreneur (according to the applicable legislation)

0.5% of the amount transferred

7.1.7 Submission of the statement on money accounting on the corporate card

50,000 UZS, including VAT

7.1.8 Card registration in the stop list

no commission fee

7.1.9 Leasing of payment terminals to trade and service enterprises for accepting payment from UZCARD plastic cards and International payment cards, including:

a) to legal entities

25,000 UZS + VAT (charged monthly, on the first business day of the month following the month of the transaction)

b) to individual entrepreneurs

15,000 UZS + VAT (charged monthly, on the first business day of the month following the month of the transaction)

c) to Home Unit Companies

25,000 UZS + VAT (charged monthly, on the first business day of the month following the month of the transaction)

7.1.10 Processing of HUMO payment cards transactions of trade and service enterprise (acquiring)

0.2% of the transaction amount

7.2 Bank card of legal entity and individual entrepreneur in foreign currency (international)

7.2.1 Issue (emission) of main / additional card

a) Visa Business

UZS 230,000, including VAT

- minimum balance and down payment (unchanged until the card account is closed)

USD 100

b) Visa Business to an individual entrepreneur

UZS 170,000, including VAT

- minimum balance and down payment (unchanged until the card account is closed)

USD 100

c) Masterсard Business

UZS 1,200,000, including VAT

: For MasterCard, if the card currency differs from the transaction currency, the amount of 2% will be temporarily blocked

7.2.2 Reissue of main / additional card (after expiration of the card, to change the client's name, in case of card loss/damage, password loss, suspicion of fraud):

a) Visa Business

UZS 230,000, including VAT

b) Visa Business to an individual entrepreneur

UZS 170,000, including VAT

c) Masterсard Business

UZS 600,000, including VAT

7.2.3 Penalty for loss / damage of main / additional card, and for the card non-return by the client to the bank, including when applying for closing the special card account:

a) Visa Business

UZS 230,000, including VAT

b) Visa Business to an individual entrepreneur

UZS 170,000, including VAT

c) Masterсard Business

UZS 600,000, including VAT

7.2.4 The processing of transactions on cash receipt at terminals or ATMs abroad the Republic of Uzbekistan from the card issued by the National Bank

1% of the amount

7.2.5 Processing of transactions on non-cash payment for goods and services in the infrastructure of another bank (terminal/imprinter/ATM/self-service terminal/Internet, etc.) from the card issued by the National Bank:

a) Visa Business

no commission fee

b) Visa Business to an individual entrepreneur

no commission fee

c) Masterсard Business

No commission fee

Note: For MasterCard, if the card currency differs from the transaction currency, the amount of 2% will be temporarily blocked

7.2.6 Registration of the card in the Global stop list upon the Client's request

no commission fee

7.2.7 Reimbursement of expenses for the withholding by another bank of the card issued by the National Bank

1,15 Basic Estimated Amount, including VAT

7.2.8 Reimbursement of expenses for the transfer by the acquiring bank of the withheld card issued by the National Bank

Postal and telegraph expenses

7.2.9 Submission of an international card account statement on the official letterhead of the Bank

UZS 60,000, including VAT

7.3 For trade and service companies serving clients with cards in foreign currency

7.3.1 Processing of transactions of retailer and service outlet using international cards (VISA, MasterCard, UnionPay International, etc.):

a) Through a POS terminal in a trade and service enterprise and an EPOS terminal (according to an e-commerce project): - for cards issued by NBU JSC;
- for cards issued by other banks of Uzbekistan;
- for cards issued by foreign banks

1% of the transaction amount on the day of receiving coverage from international payment systems;
1.5% of the transaction amount on the day of receiving coverage from international payment systems;
3% of the transaction amount on the day of receiving coverage from international payment systems

b) Via a POS terminal installed in hotels

2.5% of the transaction amount on the day of receiving coverage from international payment systems

7.3.2 Penalty for the recovery of information on transactions against supporting documents submitted by the trade and service company

1% of the transaction amount

7.3.3 Penalty for loss and/or damage of payment terminal which can not be repaired

Actual cost of the terminal + 1,15 Basic Estimated Amount, including VAT

7.3.4 Processing (acquiring) of transactions of trade and service enterprises using HUMO/UZCARD payment system

a) On international cards through the payment system "UzCard"

0,2% of the transaction amount

b) VISA, MasterCard and UPI international cards, through HUMO payment system. When servicing international cards (VISA and MasterCard), a commission of 1.5% is charged from the card account in addition to the commission fee specified in this section. Visa cards issued in the Republic of Uzbekistan are the exception.

1% of the transaction amount. When servicing international cards (VISA and MasterCard), a commission of 1.5% is charged from the card account in addition to the commission fee specified in this section. Visa cards issued in the Republic of Uzbekistan are the exception.

c) VISA, MasterCard and UPI international cards, through UzCard payment system. When servicing international cards (VISA and MasterCard), a commission of 2% is charged from the card account in addition to the commission fee specified in this section. Visa cards issued in the Republic of Uzbekistan are the exception.

1% of the transaction amount

d) MIR international cards, through UzCard payment system

0.5% of the transaction amount

e) For payment transactions for products, works and services at trade enterprises using ‘Tez QR’ through ‘UZCARD’ payment system
Effective from May 1, 2024.

1% of amount

7.3.5 Processing transactions of a merchant conducted through the NBU's E-POS terminal*

a) By UzCard Sumy Plastic Cards

0,8% of the transaction amount

b) By HUMO / Visa UZS plastic card / UZS electronic wallet

0,5% of the transaction amount

7.3.6 The processing of transactions of retailer and service outlet via QR-Online system

0,15% of the transaction amount

*When the retail and service outlet pays for this service, the commission specified in subparagraph 5.1.12 of section 5 “Remote Services” of the tariff for commission fee for individuals is not charged to the client

7.3.7 Processing of transactions of the trade and service enterprise carried out on local cards (UzCard, HUMO, etc.), according to the e-commerce project

at least 1% of the transaction amount

7.3.8 Connection (registration) to the fiscal module and servicing online cash registers

1% of the amount

7.3.9 Monthly rent for commercial terminals of small business entities (with a monthly turnover of more than 100 000 UZS)

fee is not charged

7.3.10 Monthly rent for trading terminals of small business entities (with a monthly turnover of less than 100 000 UZS)
Terminals inactive for 6 months are withdrawn from the client

15% BEA, including VAT

Tariffing begins on June 10, 2024.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.

1.To open an account and other products, visit the NBU branch. Please find a list of all branches and their addresses Here.

2. Reserve an account Here.